You must pull trump immediately! You have winners in every suit but
trump. If trump does not break 3/2 the hand will not be made; the opponents
will win 4 trump tricks. If trump does break 3/2 (67 % chance), then you
do not want the opponents to make their trump separately. Another way of
looking at the hand is that you do not want the defenders to trump your
winners. So pull trump.
2. You must ruff a Heart in Dummy, so you cannot pull 3 rounds of trump. But you can pull 2 rounds of trump with the Queen and the Ace (or King). Then play a Heart to the King and ruff a Heart in Dummy. Get back to your hand and pull the last trump.
3. If you try to pull trump the defense will cash their 2 winning Club tricks. A Club loser has to be gotten rid of before trump is played. (see Quick Losers). So play the A , then the King and Queen of Hearts and dump a Club loser on the high Heart. Then pull trump.
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